Melt the butter in a small saucepan over medium heat. Add the cream cheese and stir until smooth. Pour in the heavy whipping cream and whisk until slightly thick. Stir in the shredded cheddar until melted and smooth. Keep warm.
Heat olive oil in a skillet over medium-high heat. Add ground beef, breaking it apart. Cook for 6-8 minutes until browned. Sprinkle taco seasoning, stirring well.
Heat a clean skillet over medium heat. Warm tortillas for about 20 seconds per side, making them pliable. For extra crunch, brush with butter and toast for 30-45 seconds.
Lay a warm tortilla flat. Spoon cheese sauce in the center. Add a scoop of seasoned beef, a dollop of sour cream, shredded lettuce, diced tomato, cilantro, and jalapeño slices. Sprinkle with extra cheddar. Fold edges towards the center.
Place folded side down in a heated skillet. Cook for 2-3 minutes until golden. Flip and cook another 2 minutes until golden and crunchy, ensuring cheese inside melts.
Let rest for a minute. Serve with extra cheese sauce and a side of sour cream or guacamole.
Notes
For the ultimate experience, make extra cheese sauce to avoid regrets!